Advantcare Health Insurance

@rguph:> We have some employees who are covered under ESI, and the rest of the employees have been insured through the Group Health Insurance Scheme and Personal Accident Insurance. Despite that, is it necessary to take insurance under the Workmen's Compensation...

Dear,If the workman is covered under the WC Act, 1923, then the employer has to pay compensation in accordance with the provisions of this Act only.Regards,R.N. Khola(Labour Law & Legal Consultants)09810405361

Under no circumstances is it possible to claim more from insurance companies and pay less as compensation.

Dear RNK,Is it permissible to claim a higher amount through Personal Accident Insurance and pay less to the nominees of the workers as per the calculation of the Workers' Compensation Act in the event of death?Exserg

Dear,This all depends upon the terms & conditions of the insurance scheme/coverage.Regards,R.N. KholaSkylark Associates, Gurgaon (Haryana)(Labour Law & Legal Consultants)09810405361

Dear,It is advisable to get an insurance policy for those workers who are not covered under the ESI Act, 1948, and are covered under the definition of a worker under the WC Act, 1923, from an insurance company.Regards,R.N.Khola(Labour Law & Legal Consultants)098...

Dear,Neither is it necessary nor legally required to take insurance cover under the Workmen's Compensation Act. Those whose salary is up to 10k might be covered under ESI. I personally do not feel inclined to provide insurance cover under the Workmen's Compensat...

Dear Sirs,Is it not sufficient since we have already obtained a Group Health and Personal Accident policy for the employees?

We have some employees who are covered under ESI, and the rest of the employees have been insured through the Group Health Insurance Scheme and Personal Accident Insurance. Despite that, is it necessary to take insurance under the Workmen's Compensation Act.