Bydesign Credit Card Processing
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Dear twrmanish,Thank you very much for your contribution. I wanted to have a credit card for emergency cases, such as hospitalization, shopping, or petrol. I am considering approaching HDFC, SBI, and ICICI. What are your thoughts on Citibank and Standard Charter...
Manju:Generally, the nationalized bank credit cards have fewer hidden costs. Whichever card you choose, please check on the following:* Billing Dates - Usually, bills are raised once a month, and there will be a fifteen-day period by which the payment needs to b...
It basically depends on what service you want.For example, if you are a happy-go-lucky kind of person who wants a high limit, moderate spending, and is prompt in repayment, then SBI holds good because it cuts your other expenses substantially.On the other hand, ...
ICICI - HSBC - HDFC - SBI - CITIBANK are okay. Service will be good if you use and pay back promptly - or else… you end by saying the service is poor.
Hi all,Please, could anyone tell me which is the best credit card service provider?Regards,Manju
Thank you, Raj, for your valuable reply. However, I doubt if any bank will give me a loan because they will go through my credit history before sanctioning or accepting the loan application. CIBIL is the source of information for all these people. Let me try; I ...
Dear All,First of all, I am sorry for asking this question as I know this is not the right place to ask. But due to the situation I am in, I am compelled to ask.I have been a credit card holder for quite a long time. My card was blocked over a year ago, and I ha...
Dear Krishna T B R,That's how credit card companies earn money! The interest will keep on mounting at an astronomical rate (more than 3% p.m. - which comes to more than 40% per annum when compounded every month; Also, there will be late payment/cash payment fees...
Good points above.The system of gaining points for use of credit card also makes people spend more to get more points.I know of a person who used his credit card for booking his boss air tickets(off course boss would pay him immediately) to get credit card point...
This addiction can wreck you financially as well as emotionally. A few decades ago, terms like credit card addiction, debt trap, or shopaholics were unheard of. Now they are not just terms that we read but real and potential threats, more common than we would li...